Our habitational risk insurance coverage is available as monoline or package with low minimum premiums and is designed for commercial residential properties, such as apartments, townhomes, condos, dwellings, student rentals, halfway homes, and shelters.
Target Classes
Habitational
Campgrounds & Mobile Home Parks
Homeowners Associations
Rental Properties
Student Rentals
Municipalities
Counties
Towns
Townships, Villages & Boroughs
Real Estate
Mortgage Lenders
Real Estate Agents
Specialty Districts & Authorities
Finance Authorities
Law Enforcement Related
Mass Transit
Port Authorities
Coverages
Assault & Battery
Builders Risk
Contents
Crime
Cyber Liability
Employment Practices Liability (EPLI)
Equipment Breakdown
Errors & Omissions
Excess Liability/Umbrella
Flood
General Liability
Hired & Non-Owned Auto
Inland Marine
Loss of Income (Business Income & Loss of Rents)
Ordinance or Law
Package
Pollution Liability
Professional Liability
Property
Tenant Discrimination
Terrorism
Workers Compensation
States Available
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
*Coverage may not be available in all states shown above.